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CHARACTERISTICS
 Users:
 Public in General.
Plan I Weld.
Personnel of the Group Nation.
Agreements with quotas discount in money.
Pensioners and Given a pension.
It coins: Weight.
I destine: Equipment acquisition for the hearth, in signatures that have agreement with the Institution.
Know the products adhered to this promotion:
I mount: Up to $ 20.000.-
Term:
For clients who agree the debit of the quota in the summary of the Credit card: Up to 40 months.
For personnel of the Public administration framed inside the Decree 691/2000 who accept that the quotas are deducted of the money receipt: Up to: 40 months.
For the remaining forms of instrumentation: Up to: 24 months.
For minor credit totals to $ 1.000 - the maximum term will be 18 months.
Interest: 0 %.
Originación expenses: They are not perceived.
Expenses for Administration of Quotas: They are not perceived.
Life insurance: Debt Cancelatorio for death of the holder, applies a monthly charge to himself to the quota, calculated on the debt balance.
Company Nation Insurance S.A.:
Up to 64 years (inclusive): 0,20 % monthly.
From 65 to 79 years (inclusive): 0,40 % monthly.
Insurance of Optional Widespread Guarantee: It will be applied on the acquired product. Monthly cost: $ 3,80 every $1.000.-
Affectation of Income: Up to 30 % of the clear income of the petitioner.
Entire or Partial Early cancellation: They will be able to be accepted in any moment and any commission is not perceived.
Quotas cashing: They will be able to be arranged of the following ways:
With charge to the summary of the credit card expressed by the Bank of the Nation Argentina.
In the clients' cases of agreements of payment of money, retired and given a pension and other cases where the money settles in an account of this Institution, the petitioner will have to give conformity so that the payment of the card is carried out by automatic discount in the above mentioned account.
With debit in the savings bank or in the account where money is perceived.
With quotas discount in money chart when employers come up agreements with the companies or organisms.
Charges for Maintenance of the Savings bank: For the clients of the open portfolio it will have a bonus of 50 % on the current price. At present $8,50.-per month.
For agreements of payment of money and other cases where the money of the client settles in an account of this Institution, the collection will be implemented by debit in the same one. In all the cases the corresponding authorization of the client will have to come up.
Other taxes: In the jurisdictions that correspond, the clients will have to pay the national and provincial taxes in the current conditions. QUOTAS Calculation of the first quota every $10.000.-of loan.
Months |
Capital |
Life insurance |
Value of the first quota |
Quota mediated |
CFT TNA (1) |
CFT FIRELIGHTER (2) |
Financed Entire price |
Users up to 64 years (inclusive) |
12 |
$ 833,33 |
$ 20 |
$ 853,33 |
$ 844,17 |
2,44 % |
2,47 % |
$ 10.130,00 |
18 |
$ 555,56 |
$ 20 |
$ 575,56 |
$ 566,11 |
2,44 % |
2,47 % |
$ 10.190,00 |
24 |
$ 416,67 |
$ 20 |
$ 436,67 |
$ 427,08 |
2,44 % |
2,47 % |
$ 10.250,00 |
30 |
$ 333,33 |
$ 20 |
$ 353,33 |
$ 343,67 |
2,44 % |
2,47 % |
$ 10.310,00 |
40 |
$ 250,00 |
$ 20 |
$ 270,00 |
$ 260,25 |
2,44 % |
2,47 % |
$ 10.410,00 |
Users 65 to 79 years (inclusive) |
12 |
$ 833,33 |
$ 40 |
$ 873,33 |
$ 855,00 |
4,87 % |
4,98 % |
$ 10.260,00 |
18 |
$ 555,56 |
$ 40 |
$ 595,56 |
$ 576,67 |
4,87 % |
4,98 % |
$ 10.380,00 |
24 |
$ 416,67 |
$ 40 |
$ 456,67 |
$ 437,50 |
4,87 % |
4,98 % |
$ 10.500,00 |
30 |
$ 333,33 |
$ 40 |
$ 373,33 |
$ 354,00 |
4,87 % |
4,98 % |
$ 10.620,00 |
40 |
$ 250,00 |
$ 40 |
$ 290,00 |
$ 270,50 |
4,87 % |
4,98 % |
$ 10.820,00 |
(1) Entire Financial cost expressed in Annual Nominal Valuation.
(2) Entire Financial cost expressed in Annual Effective Valuation.
For the calculation of the CFT it is included: Capital, Life insurance. |
Loans subject to the conditions of approval of the Bank of the Nation Argentina
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Credits My Hearth 
