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The Bank of the Nation Argentina offers a loans line for Pensioners and Given a pension of the Anses to acquire PC's, with a financing up to 40 months. The Companies that take part at present are: Hewlett – Packard, Exo and Sicsa (representative of Olivetti).
To gain access on the credit, the interested party will have to choose the PC that he wants to acquire, communicating previously with the Companies or entering to his pages webs.
As soon as it was elected the team, it will be able to go to any Division of the BNA and request the Personal Loan, where after the requisites happen to the same one, automatically the branch will proceed to request the PC.
BENEFITS
Teams delivery without charge in the whole country.
Simple step for the management with very few requisites.
Quotas cashing straight of money, avoiding the inconveniences to have to pay for window.
CHARACTERISTICS
I destine: Acquisition of personal computers, in the signatures that agreement has with the Bank: Hewlett – Packard, Exo and Sicsa.
Age limit: The extreme age allowed to the date for the cancellation of the loan cannot exceed of 79 years inclusive.
It coins: In weight.
Totals: Up to $ 8.000.-
It appraises: 0 %.
Period: Up to 40 months.
Originación expenses: They are not perceived.
Life insurance: Without charge for the client.
Expenses for Administration of Quotas: They are not perceived.
Insurance of Optional Widespread Guarantee: To option of the client. It will be applied on the acquired product. Monthly cost of $ 3,80 every $1.000.-
Relation quota / clear revenue: Up to 30 % of the clear income of the client.
You were guaranteeing: To alone signature.
Entire or Partial Early cancellation: They will be able to be accepted and any commission is not perceived by this concept.
PICTURE OF QUOTAS
Calculation of the first quota every $ 5.000. of loan.
Months |
Capital |
Life insurance |
Value of the quota |
CFT TNA (1) |
CFT FIRELIGHTER (2) |
| 12 |
$ 416,67 |
$ 0 |
$ 416,67 |
0 % |
0 % |
| 18 |
$ 277,78 |
$ 0 |
$ 277,78 |
0 % |
0 % |
| 24 |
$ 208,33 |
$ 0 |
$ 208,33 |
0 % |
0 % |
| 30 |
$ 166,67 |
$ 0 |
$ 166,67 |
0 % |
0 % |
| 40 |
$ 125,00 |
$ 0 |
$ 125,00 |
0 % |
0 % |
(1) Entire Financial cost expressed in Annual Nominal Valuation.
(2) Entire Financial cost expressed in Annual Effective Valuation.
For the calculation of the CFT it is included: Capital.
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Loans subject to the conditions of approval of the Bank of the Nation Argentina |