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 IT COINS
in weight.
TOTAL
from $ 5.000.-up to $ 35.000, in multiple of $ 500.
TERM
Up to 48 months.
INTEREST
 Clients Plan Sueldo
Type of Valuation |
Period |
T.N.A. (1) |
T.E.M. (2) |
T.E.A. (3) |
Fixed valuation |
Up to 18 months |
20,50 % |
1,70 % |
22,88 % |
Variable valuation (*) |
From 19 until 24 months |
21,50 % |
1,79 % |
24,12 % |
Variable valuation (*) |
From 25 until 36 months |
22,50 % |
1,87 % |
25,36 % |
Variable valuation (*) |
From 37 until 48 months |
25,50 % |
2,12 % |
29,15 % |
(1) Annual Nominal valuation
(2) Monthly Effective valuation
(3) Annual Effective valuation
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Public in general: 24,50 % variable TNA.
PERCENTAGE OF FINANCING
Up to 60 % of the value of the unit.
EXPENSES OF ORIGINACION
2 % more VAT on the agreed total, in anticipated form and for the only time.
LIFE INSURANCE
Debt Cancelatorio. Only one time is perceived to the payment of the loan, it is applied on the total of the loan, according to the term.
The Bank of the Nation Argentina offers him like alternatives two companies: Nation Insurances S.A. and Sancor Cooperativa of Insurances Ltda.
| Nation Insurances S.A. |
| Term |
Percentage |
| 12 months |
1,60 |
| 18 months |
1,70 |
| 24 months |
1,80 |
| 30 months |
1,90 |
36 months
|
2,00 |
| 48 months |
2,10 |
|
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| Cooperative Sancor of Insurances Ltda. |
| Term |
Percentage |
| Up to 12 months |
1,63 |
| 18 months |
1,72 |
| 24 months |
1,82 |
| 30 months |
1,91 |
36 months
|
2,015 |
| 48 months |
2,115 |
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The insurance covers 100 % of the debt balance of the holder.
INSURANCES OF THE UNIT
Against third, I steal and steal, entirely and partially.
GUARANTEE
Pledge Fixes in the first grade on the unit to be financed.
EARLY CANCELLATION
It can be entire or partial without any cost.
PRESENTATION OF INVOICES WAS GUARANTEEING
It will be demanded that the presentation of the invoice pro-forms and later it copies of the final invoice.
SPECIAL CONDITIONS
The petitioner will have to open obligatorily a savings bank in this bank, which cost will be discounted in 50 % during the validity of the loan. Current value $ 8,50.
Also the petitioner will have to accept that the quotas are debited of the savings bank
VEHICLE FOR PUBLIC IN GENERAL
For every $ 10.000 of loan, TNAV of 24,50 %
| Months |
Capital + Interest |
VAT |
Quota + VAT |
Savings bank |
Monthly entire cost |
| 12 |
$ 948,03 |
$ 42,88 |
$ 990,91 |
$ 8,50 |
$ 999,41 |
| 18 |
$ 669,48 |
$ 42,88 |
$ 712,36 |
$ 8,50 |
$ 720,86 |
| 24 |
$ 531,22 |
$ 42,88 |
$ 574,10 |
$ 8,50 |
$ 581,60 |
| 36 |
$ 394,97 |
$ 42,88 |
$ 437,85 |
$ 8,50 |
$ 446,35 |
| 48 |
$ 328,80 |
$ 42,88 |
$ 371,68 |
$ 8,50 |
$ 380,18 |
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C.F.T. (3) |
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T.N.A. (1) |
T.E.A. (2) |
12 months |
40,24% |
48,57 % |
18 months |
37,88 % |
45,22 % |
| 24 months |
36,64 % |
43,48 % |
| 36 months |
35,35 % |
41,68 % |
| 48 months |
34,60 % |
40,66 % |
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ROLLED PLAN I WELD
For every $ 10.000 of loan.
Months |
Interest |
Pure quota |
VAT |
Monthly entire cost |
12 |
20,50 % TNAF |
$ 928,74 |
$ 35,88 |
$ 964,61 |
18 |
20,50 % TNAF |
$ 650,04 |
$ 35,88 |
$ 685,01 |
24 |
21,50 % TNAV |
$ 516,32 |
$ 37,63 |
$ 553,94 |
36 |
22,50 % TNAV |
$ 384,50 |
$ 39,38 |
$ 423,87 |
48 |
25,50 % TNAV |
$ 334,37 |
$ 44,63 |
$ 378,99 |
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C.F.T. (4) |
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T.N.A. (1) |
T.E.A. (2) |
12 months |
33,42 % |
39,06 % |
18 months |
31,10 % |
35,94 % |
24 months |
31,15 % |
36,01 % |
36 months |
31,19 % |
36,07 % |
48 months |
34,31 % |
40,26 % |
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(1) Entire Financial cost expressed in Annual Nominal Valuation
(2) Entire Financial cost expressed in Annual Effective Valuation
(3) For the Calculation of the CFT it is included: Expenses of granting, Life insurance, Maintenance of Account and VAT
(4) For the Calculation of the CFT it is included: Expenses of granting, Life insurance and VAT
REQUISITES
Persons of physical existence suitable to put under an obligation, with a maximum age to the date foreseen for the cancellation of the loan that is not top to foreseen to retire to the diet to which it belongs.
Relation of Dependency:
- Personnel of permanent plant: Six months of antiquity in the employment. With verifiable continuity of one year.
- Hired: a year of antiquity in the employment and with current contract.
Autonomous:
- Inscribed into Profit: Two years in the exercise of the profession or office from the DDJJ of Profit.
- Monotributistas: Two years of labor antiquity in the profession or office from the inscription in the Monotax.
PARTICULAR CONDITIONS FOR DISABLED
Users:
Disabled similar Law 19.279 and you would complement and the Decree PEN Nç 1313/93, must present the steadfastness expressed by the authority of application of this one Law, with a maximum age to the date foreseen for the cancellation of the loan that is not top to foreseen to retire in the diet to which it belongs.
Destination:
Acquisition of new motorcars of national manufacture or imported, in the networks of authorized concessionaires, with the equipment according to the needs of the user.
I mount for user:
Up to $ 50.000.-(weight fifty thousand).
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