 I destine: They think with wide criterion.
Users:
 Pensioners and given a pension of the ANSES that his money receives in
our Institution.
Affiliates who have chosen for the form of provisional annuity a cross the transference of funds of his account of capitalization to
Companies of Insurance of Retirement, that there is suscripto an Agreement of Payment
of Money previsionales with this Bank, any time, in both
cases, perceive the above mentioned money across a Savings bank of this one
Institution.
Pensioners and given a pension of the ANSES that they link to the Bank to turn
of the discount code in money, for the system e@descuentos.
Totals:
Up to 6 clear money.
Minimal total: $500.-(weight five hundred)
Maximum total: $30.000.-(weight thirty thousand)
Valuation:
According to Period:
Up to 24 months: Fixed valuation:
| Term |
TNA (1) |
TEM (2) |
FIRELIGHTER (3) |
| Up to 12 months |
9.50 % |
0.78 % |
9.93 % |
| From 13 until 24 months |
14.50 |
1.19 % |
15.50 % |
More than 24 months: Variable valuation:
| Term |
TNA (1) |
TEM (2) |
FIRELIGHTER (3) |
| From 25 until 36 months |
17.00 % |
1.417 % |
18.67 % |
| From 37 until 60 months (*) |
21.00 % |
1.750 % |
23.51 % |
(1) Annual Nominal valuation
(2) Monthly Effective valuation
(3) You appraise Effective Annual
(*) Only for users younger than 70 years to the date of granting.
The adjustment will be realized in January, April, July and October, taking like the valuation as basic he polls of deposits for schedule date of 30 days of the BCRA.
Term:
For the system e@descuento: Up to 24 months.
For whom they should not sign the services bundle "It Counts Nation Retired" (pensioners and given a pension Insurance companies of Retirement; and pensioners and
given a pension in spite of being able in favor of the Bank that his money perceives in one
account of this Institution) up to 24 months.
For whom they should sign the services bundle “It Counts Nation
Pensioners”: Up to 60 months.
System of Amortization: French.
Relation Quota / Clear Revenue: Up to 30 % of the monthly clear income, considering other debts that the petitioner should possess in this one or other entities.
You were guaranteeing: To alone Signature.
Entire or Partial Early cancellation: in any moment of the loan and without additional charge.
Expenses of Originación: At the moment of the payment 2 % will be perceived more VAT calculated on the entire total of the loan.
Life insurance: It is a requisite to gain access to these loans that the holder arranges of a life insurance cancelatorio of debt.
The Bank of the Nation Argentina offers him like alternatives two companies: Nation Insurances S.A. and Sancor Cooperativa of Insurances Ltda.:
Nation Insurances S.A.: 0,35 % will be liquidated, monthly to perceive
with every quota. Calculated on the debt balance.
Cooperative Sancor of Insurances Ltda.: 0,355 % will be liquidated, monthly to
to perceive with every quota. Calculated on the debt balance.
The first Studied quota every $ 1.000 of loan:
| Months |
Pure quota without VAT |
I.V.A |
Life insurance |
Entire cost |
Entire Financial cost (3) |
| TNA (1) |
FIRELIGHTER (2) |
| 12 |
$ 87.68 |
$ 1.66 |
$ 3.50 |
$ 92.84 |
31,64 % |
36,60 % |
| 24 |
$ 48.25 |
$ 2.54 |
$ 3.50 |
$ 54.29 |
35,17 % |
41,43 % |
| 36 |
$ 35.60 |
$ 2.96 |
$ 3.50 |
$ 42.06 |
36,84 % |
43,75 % |
| 48 |
$ 30.38 |
$ 3.48 |
$ 3.50 |
$ 37.36 |
40,63 % |
49,13 % |
| 60 |
$ 26.44 |
$ 3.48 |
$ 3.50 |
$ 33.42 |
39,96 % |
48,16 % |
(1) Entire Financial cost expressed in Annual Nominal Valuation
(2) Entire Financial cost expressed in Annual Effective Valuation
(3) The Calculation of the CFT includes: Maintenance of account, expenses of granting, life insurance and VAT. |
Papers to Be Presented:
Identity card (identity card)
Last 2 collection receipts of
Retirement or Pension ó Insurance of Retirement.
last summary of the Credit card or invoice of a fixed service (light,
gas, real estate tax, fixed telephony, etc.), addressed to the petitioner
Special conditions:
The petitioner will have to authorize definitely the discount of the quota of:
Money chart, when the quota is perceived across
system e@descuentos of the ANSES
Of the Savings bank, if the beneficiary charges in an account
opened in this bank.
|
