Principal characteristics
All the entities that join to the service will be enabled so that his users could operate across the channels that are mentioned next:

Cash dispensers of entities adhered to Network Link of the whole country.

From Internet, in any place of the world, across the service of Home Banking of the entities adhered to Network Link.

For Telephone Banking, calling 0810-888-1212 to the cost of a local communication.

Schedule of availability of the service
The Link operations Payments can be realized by any of the qualified channels, during 12 p.m. from Monday until Sunday.

Application of the payments
The business day of Network Link extends from 17:00 hs of a working day until 17:00 hs of the following immediate working day for the channel cash dispensers. Talking each other of Internet the cut of the business days it applies at 16:45 hs.

To the effects of his information to the entities beneficiaries and the capitulation of funds collected to the banks representatives of these, the operations will be considered according to the schedule in which they should have been realized. The real date of payment of the operation, he will answer a day calendar in which the same one was realized.

In the cases in which the cash dispenser in which the operation was realized should balance before the schedule of closing of the business day (17:00 hs), this swinging schedule will be considered to be that of court of the day, giving up the operations that are done from this moment, the next working day.

Information exchange
The files exchange between the entities and Network Link, will do by means of a software of data transmission called NTFTP developed by Network Link to itself and dedicated to the entities during the implementation process, so that these install it in their own teams. The instrumentation is very simple; test of it is that the same system used by big entities like small schools or preschools.

Files
File of debt Base (REFRESH)
It is a question of the file with the obligations that the entities want that they are paid by means of the service Link Payments. It is used only for those entities that enter under the variant “Con Base“.
Once received in Network Link, by means of the aplicativo of transmission provided to the effect, they will be submitted to a series of overcome control panel which, they will be processed and the obligations that they contain will remain available in the qualified channels so that they could be paid or consulted by the users.
The entities can transmit REFRESH in any moment who wish it, without restrictions of days or schedules.

File of Capitulation (EXTRACT)
Every day there will be left he available to the entities so that they could take it by means of the application NTFTP, this file containing the detail of the payments that shape the collection. In case of there are no movements the file will be generated without information.
Representative will have to be born in mind to the effects of conciliating the amounts informed by means of the file EXTRACT with the totals credited by the entity in the account, that the file contains gross amounts, while the entities apply previously the commissions agreed with every entity.

I file Control
So that the files REFRESH could be processed, they must come accompanied from a File Control which function is to serve as “Frill of Lot” of the information that the entity sends.
It is necessary that both the file REFRESH and his correspondent I file control be transmitted together so that they could be incorporated automatically into the process.

Days of Grace
The entities can define a quantity of days covered after the “last due date”, so that the user could keep on having possibilities of paying his debt to the same amount.

This quantity of days of grace will affect to all the concepts that the entity has incorporated into the service.

In these cases, the debt will be free for his payment, until 24:00 (ó 17:00 as it is the case) of the day corresponding to last day of the definite favourable time. Overcome this schedule, the record will not be able to be visualized in any of the channels in which it will have been enabled.

Amounts handling
When the entities like that need it, they will be able to request that his users have the possibility of paying an amount different from the owed one. This, beyond the form “Without base” in which the client deposits the total to be paid without restrictions.

The alternatives are the following ones:
Equal or bigger than the debt, with possibility of handling a maximum.

Equal or minor to the debt, with possibility of handling a minimum.

Equal to the informed debt.

I fix.

Free, with possibility of handling minimal and maximum status.

Important: The payment of an amount lower than the debt informed by the entity, Link does not imply handling of the remaining balance on the part of Network. The entire obligation will be marked as paid and will stop being free to be solvent.

Expirations
The system is prepared to handle up to three due dates. The debt amounts for every date, are the informed ones by the entity since the system does not do any type of calculation of extra charges.

The debt will be free for his payment, until 24:00 of the day calendar corresponding to the last informed due date. Overcome this schedule, the record will not be able to be visualized in any of the channels in which it will have been enabled.

The system allows also the entities to be able to define like extreme schedule so that the debt could be paid, that of the closing of the business day. In these cases the debt will be free until 17:00 hs of the last informed due date.

It is important to emphasize that the payment for any other way different from the service Link Payments, does not imply the disappearance of the debt which will keep on being free until now indicated in the previous paragraphs.

Debts Abarcativas
The system is prepared to handle those cases in which the entities inform simultaneously debts that include different periods. That is to say that an entity can inform the annual debt of a user and at the same time every two months or of another period lower than the annual one.

Safety
The operation has the same safety rules as a deal of extraction of funds. The deal is accepted once the system verifies the validity of the personal key that has been deposited and the existence of sufficient funds and absence of restrictions to produce the account of which the funds want to be debited.