I encourage Asociatividad Empresaria

Credit line to finance investments that realize corporative groups of an associative way, organized preferably under a specific juridical form (cooperative, UTE, ACE, between others). The above mentioned associative form will be the drawee of the only credit to finance the collective project, independently of the number of members of the group.

Minimal number of companies: five

Petitioner: associative group

I mount: up to $ 500.000 for project

Term: up to 10 years

Whole to be financed: up to 90 % the whole of the project

Money-market rate: 60 % of the money-market rate of general portfolio
  for loan payments and bonus of 5 points
 (TNA:6,31 % CFT: 8,73 % *)

You were guaranteeing: personal, real or liquid

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* EXAMPLE FOR A CREDIT OF $ 250.000 IN 84 ENTIRE QUOTAS, FRENCH SYSTEM: DISCOUNTED TNA : 6,31 %, FIRELIGHTER: 6,59 %, CFT TNA: 8,73 %. THE CFT INCLUDES: SURPLUS FUND, MAINTENANCE OF SAVINGS BANK, CAPITAL, AMORTIZATION AND VAT ON INTERESTS. CREDITS SUBJECT TO CONDITIONS OF APROACIÓN OF THE BANK OF THE ARGENTINE NATION. TNA: ANNUAL NOMINAL VALUATION. CFT: ENTIRE FINANCIAL COST.


FORMS OF PRESENTATION:

Associative line - Instructive Module 1.doc
Associative line - Instructive Module 2.doc
Associative line - Modulated 1.doc
Associative line - Modulated 2.doc
L. Associative - Chart Modulated 2 point 5.xls
L. Associative - Chart Modulated 2 point 6.xls
L. Associative - Chart Modulated 2 point 7.xls

IMPORTANT: the PRODER is recommended to communicate with before realizing the formal presentation of the project.